La Capitale Real Estate

Mortgage Service

Key Features to Note:

  • Finance all properties across UAE with valid title deed
  • No salary transfer required for salary above AED 20,000
  • Nil Buyout Fees
  • Payment holiday of up to 90 days for first EMI. *
  • Free property insurance (For the entire loan tenor)
  • Up to 8% of property value can be financed in a separate personal loan subject to salary transfer to CBI.
    *T&C applies

Fixed Rate Options:

STL:

STL - LTV <= 60% than 3.49% fix for 2 years. Post that 3months EIBOR + 2.75% margin with floor rate of 4.25%

STL – LTV >= 60% than 3.65% fix for 2 years. Post that 3months EIBOR + 3% margin with floor rate of 4.50%

N-STL:

N-STL - LTV <= 60% than 3.75% fix for 2 years. Post that 3months EIBOR + 3% margin with floor rate of 4.50%

N-STL - LTV >= 60% than 3.85% fix for 2 years. Post that 3months EIBOR + 3.25% margin with floor rate of 4.50%

Self Employed:

Self Employed - LTV <= 60% than 3.99% fix for 2 years. Post that 3months EIBOR + 3.25% margin with floor rate of 4.50%

Self Employed - LTV >= 60% than 3.99% fix for 2 years. Post that 3months EIBOR + 3.5% margin with floor rate of 4.75%

Preferred Banks

Mortgage Calculator

Format: 12m, 36m, 3y, 7y

Results:

#Payment Amt.Total InterestTotal PaymentsBalance
1AED 231.58AED 23.24AED 231.58AED 7,291.67
2AED 231.58AED 46.49AED 463.16AED 7,083.33
3AED 231.58AED 69.73AED 694.73AED 6,875.00
4AED 231.58AED 92.98AED 926.31AED 6,666.67
5AED 231.58AED 116.22AED 1,157.89AED 6,458.33
6AED 231.58AED 139.47AED 1,389.47AED 6,250.00
7AED 231.58AED 162.71AED 1,621.05AED 6,041.67
8AED 231.58AED 185.96AED 1,852.63AED 5,833.33
9AED 231.58AED 209.20AED 2,084.20AED 5,625.00
10AED 231.58AED 232.45AED 2,315.78AED 5,416.67
11AED 231.58AED 255.69AED 2,547.36AED 5,208.33
12AED 231.58AED 278.94AED 2,778.94AED 5,000.00
13AED 231.58AED 302.18AED 3,010.52AED 4,791.67
14AED 231.58AED 325.43AED 3,242.10AED 4,583.33
15AED 231.58AED 348.67AED 3,473.67AED 4,375.00
16AED 231.58AED 371.92AED 3,705.25AED 4,166.67
17AED 231.58AED 395.16AED 3,936.83AED 3,958.33
18AED 231.58AED 418.41AED 4,168.41AED 3,750.00
19AED 231.58AED 441.65AED 4,399.99AED 3,541.67
20AED 231.58AED 464.90AED 4,631.56AED 3,333.33
21AED 231.58AED 488.14AED 4,863.14AED 3,125.00
22AED 231.58AED 511.39AED 5,094.72AED 2,916.67
23AED 231.58AED 534.63AED 5,326.30AED 2,708.33
24AED 231.58AED 557.88AED 5,557.88AED 2,500.00
25AED 231.58AED 581.12AED 5,789.46AED 2,291.67
26AED 231.58AED 604.37AED 6,021.03AED 2,083.33
27AED 231.58AED 627.61AED 6,252.61AED 1,875.00
28AED 231.58AED 650.86AED 6,484.19AED 1,666.67
29AED 231.58AED 674.10AED 6,715.77AED 1,458.33
30AED 231.58AED 697.35AED 6,947.35AED 1,250.00
31AED 231.58AED 720.59AED 7,178.93AED 1,041.67
32AED 231.58AED 743.84AED 7,410.50AED 833.33
33AED 231.58AED 767.08AED 7,642.08AED 625.00
34AED 231.58AED 790.33AED 7,873.66AED 416.67
35AED 231.58AED 813.57AED 8,105.24AED 208.33
36AED 231.58AED 836.82AED 8,336.82AED 0.00

 

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