Key Features to Note:

  • Finance all properties across UAE with valid title deed
  • No salary transfer required for salary above AED 20,000
  • Nil Buyout Fees
  • Payment holiday of up to 90 days for first EMI. *
  • Free property insurance (For the entire loan tenor)
  • Up to 8% of property value can be financed in a separate personal loan subject to salary transfer to CBI.
    *T&C applies

Fixed Rate Options:

STL:

STL - LTV <= 60% than 3.49% fix for 2 years. Post that 3months EIBOR + 2.75% margin with floor rate of 4.25%

STL – LTV >= 60% than 3.65% fix for 2 years. Post that 3months EIBOR + 3% margin with floor rate of 4.50%

N-STL:

N-STL - LTV <= 60% than 3.75% fix for 2 years. Post that 3months EIBOR + 3% margin with floor rate of 4.50%

N-STL - LTV >= 60% than 3.85% fix for 2 years. Post that 3months EIBOR + 3.25% margin with floor rate of 4.50%

Self Employed:

Self Employed - LTV <= 60% than 3.99% fix for 2 years. Post that 3months EIBOR + 3.25% margin with floor rate of 4.50%

Self Employed - LTV >= 60% than 3.99% fix for 2 years. Post that 3months EIBOR + 3.5% margin with floor rate of 4.75%

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